approx. property tax + home insurance (yearly, AED)
Front ratio (28%)4,200 AED
Back ratio (36%)5,400 AED
Max allowable PITI4,200 AED
affordability meter78%
lowermax
425,000 AED
estimated maximum loan amount (AED)
+ down payment505,000 AED
monthly PITI4,200 AED
28/36 rule (AED)
· 28% of monthly income → max housing cost
· 36% of income minus debts → available for PITI
· Stricter limit used. All amounts in UAE dirham.
